“Examination and Oversight of the Condition and Regulation of the Insurance Industry”

The Committee on Banking, Housing and Urban Affairs of the United States Senate

September 22, 2004

Member Statements

Witness Testimony

Panel 1

Honorable Gregory Serio
Superintendent
New York Department of Insurance

Mr. Arthur F. Ryan
Chairman and CEO
Prudential Financial

Mr. William H. McCartney
Senior Vice President
USAA

Mr. J. Robert Hunter
Director of Insurance
Consumer Federation of America

Mr. Alan F. Liebowitz
President
OMNIA Life Ltd

Mr. Thomas B. Ahart
President
Ahart, Frinzi & Smith Insurance

Mr. Albert R. Counselman
President and CEO
RCM&D Inc.

Mr. Brian K. Atchinson
Executive Director
Insurance Marketplace Standards Association